The Homeowner Assistance Fund was established under section 3206 of the American Rescue Plan Act of 2021 (the ARP) to mitigate hardships associated with the coronavirus pandemic by providing funds to prevent homeowner mortgage delinquencies, defaults, foreclosure, loss of utilities or home energy services and displacements of homeowners experiencing financial hardship after January 21, 2020.
The U.S. Department of the Treasury notifiedMSHDAon April 14, 2021 that it will allocate $242,812,277 to the State of Michigan. This number was based on unemployed individuals and the number of mortgagors with delinquent mortgage payments.
Delinquent mortgage/housing expenses, such as monthly payments, escrow shortages, and corporate advances
Up to three consecutive, monthly mortgage payments if under maximum assistance amount
Delinquent land contract payments, mobile home consumer loan payments or contracted park lot payments
Condominium/homeowners' association fees
Homeowner's insurances, hazard, flood, or mortgage insurance
Utilities, gas, electric, water, sewer
Internet broadband services
If you need assistance with the application process, you may contactMIHAFCustomer Service at844-756-4423 or a Cass County housing counseling agent:
Telamon Corporation at 269-459-2300 ext. 2 or email@example.com